Meet the Team

We are a competent and experienced team, committed to supporting our customers with honest, genuine and straightforward finance advice and guidance.

Phill Green

Founder & CEO​

Looking after two toddlers plus Chloe the dog, Phill is used to finding solutions in challenging situations. 

Working in financial institutions including 16 years in Lloyds Banking Group across a variety of roles, including Retail Director and Head of Telephone Banking, Phill brings a wealth of industry experience.

Outside work, Phill enjoys most sports, in particular following Rugby League and Leeds United.

Nicky Mitchell

Operations Director

Nicky has a strong leadership background having worked in various Senior leadership roles previously within Lloyds Banking Group for 19 years, the last role as Commercial Director for SME.

With a passion for talent development coupled with relentless passion for customers Nicky is focused on creating an environment that nurtures the best Mortgage Brokers in order to provide a first class service to every trufe. customer.

Nicky is married to retired Police officer and full time Golfer Dave. Mum to Kelly, Callan and step daughter Sydney. When not working Nicky owns a small holding, spending her time looking after her horses, dogs and looking after her first grandchild Patrick. The best job of all!

Sarah Johnson

Mortgage & Protection Advisor

Working as an insurance broker, Sarah’s background, has focussed her on delivering the highest levels of customer care, which combined with her relentless determination, ensures she often finds solutions to the most challenging loan and mortgage situations.

Sarah values her family and friends and works hard to ensure her customers can do the same by reducing many of the money worries that can be damaging to relationships.

Often getting Phill into trouble, Sarah is a force, not to be reckoned with!

Jon Milne

Mortgage & Protection Advisor

Jon has been in the financial industry since 2013, working at Lloyds Banking Group & Sequence.

Jon started his career in mortgages by helping customers who were struggling to repay their interest-only mortgages.

Jon’s main passions include travelling and animals. He has travelled extensively around Europe and Asia and plans to continue visiting different corners of the globe.

Married to Elli, who is currently pregnant with their first child, their Bengal kitten Tirion (who Jon describes as destructive, psychotic but utterly adorable) and their tropical fish.

Rebecca Osborn

Mortgage & Protection Advisor

Rebecca’s background, has been mainly within customer focussed roles in Mortgage and Financial Advice, or Marketing and Sales. Meaning she puts the customer first and strives to find a suitable solution in the most challenging situations, a career spanning over the past 18 years.

The main reason Rebecca got into Mortgage Advice was for the satisfaction of helping customers that are really in need of a solution that could ultimately change their lives for the better.

In her spare time, Rebecca looks after her 2 children and tries to fit in DIY. And on fair weather days you will find her rambling somewhere in the Yorkshire Dales. She also enjoys spending time in Turkey at her parents home and mucking about on boats!

Jatinder Jabbal

Mortgage & Protection Advisor

Jatinder’s career spans over 20 years in the Financial Service industry and reflects a diverse experience base. During this time, she has worked within the Unsecured & Secured Loans / Mortgage underwriting department with YBS Group, Property underwriting within the Equity Release market and as a Mortgage advisor with Halifax and more recently with Manning Stainton Estate Agents.


Dedicated to providing a great customer outcome, Jatinder aims to deliver the highest quality of customer service by providing full support throughout the whole mortgage arrangement process.


Outside of work and taking a break from all the serious, ‘grown up’ stuff, you will find Jatinder at the local Clip and Climb centre with her son or cooking up a mean chicken curry with friends. She also likes to squeeze in a Netflix binge or a good horror fiction novel such as the ‘odyssey’ of Odd Thomas by Dean Koontz.

Amanda Fay

Mortgage Associate

With over 22 years experience in Customer Service roles, Amanda is ensures excellent customer satisfaction throughout your journey with trufe. She is on hand to answer any questions you may have or offer progress updates, anything you need; she is here to help.

Away from trufe, Amanda lives with her two children and a house bunny named Clover. She spends most weekends on a muddy field watching her son play football and rugby for his local teams.

Amanda loves interiors and home renovation projects! She can speak from personal experience, just what a difference equity release can do for transforming a home and adding value to a property.

Louis Holliday

Business Support Manager

As the youngest member of the team, Louis’ sees it as his role to question everything in order to make trufe. as good as it can be for our customers, colleagues and the local community.

Having previously held roles in Commercial Banking, Local Media and the Public Sector he brings a wide range of experiences and skills to the team and his role as Business Support Manager.

At home, he loves getting out for a nice walk in the countryside, watching a good Attenborough documentary and of late is trying to be a bit more adventurous with his cooking but so far with very mixed results!


Apprentice Business Administrator

Damian is our first Apprentice at trufe. and he is already an integral part of the team.

Having joined as an Apprentice Business Administrator Damian spends his time supporting our back office functions to keep our Brokers available to speak to our clients when they need us. We are hugely proud to be supporting Damian’s Apprenticeship and career into the Mortgage Broker Industry, we are also very excited about his future.

Outside of trufe. Damian is an active Rugby League Fan and player who is happiest on the pitch playing or in the Gym training.

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