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Get the right
Home Improvement Loan
for your situation
Free Home Improvement Loan Review

Home Improvement Loans

Your Home Improvement Loan Experts
Exclusive Rates for Homeowners
Home Improvement Loans
Borrow £25K - £500K
Whole Market Search
No Upfront Fees
Independent Brokers

Home Improvement Loans

A new kitchen, bathroom, extension or garden can make a huge difference to a property. Whether you are looking to improve your property, to sell or enable you to live in it for longer, a home improvement homeowner loan can be a cost-effective method to raise funds.

Second mortgages can spread out the costs of any investment and make it affordable. As the loan is secured against the equity in your property, it does mean that if you are unable to pay back the loan, your lender can take the money you owe them from this.

Get a Real Quote from a Real Person!

Loans for Building Work & Extensions

Whilst an extension or work on your home can provide benefits to your lifestyle or quality of life, it may have a negative effect on your bank balance. Taking out short term, high-interest loans may seem easy, but it can put pressure on families further down the line.

At trufe. we work with our customers to make sure taking out a second mortgage is straightforward, whilst also evaluating the advantages and disadvantages against other financing routes.

Home Improvement Loan Process

We Compare Home Improvement Loans, to find the perfect fit for your individual situation.

Contact us to discuss how we can help.

Getting the work completed on our property has changed our lives. We thought it was out of our reach financially, but trufe. ensured we were looked after and made everything possible."
No Obligation​
Honest & Friendly​
No Unauthorised Credit Checks​
Reputable Company​
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Free Home Improvement Loan Review

Answer a few quick questions for a FREE Home Improvement Loan review.
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Home Improvement Loan Illustration

We will outline what Home Improvement Loan we believe to be the most suitable for you.
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Home Improvement Loan Application

Your advisor will manage the whole process through to completion.
Home Improvement Loan Review

What is a Home Improvement Loan?

A Home Improvement Loan is usually taken out prior to work being carried out at on property as an upfront payment/deposit for builders, contractors and materials. Most common for people aged 65+, the loans are then paid off over a set period of time.

The total you will repay is then dependant on how much lenders will allow you to borrow and the interest on that amount. This is calculated by several variables including your credit rating, how long you want to pay it back and interest rates.

Our fees are included within the final loan and are 5% of the total loan amount up to a maximum of £2995.

Arrange a No Obligation Review

Secured Loan for Property Development

As a home owner you have demonstrated a level of credit worthiness which helps open the door to lower interest rates as your risk rating is reduced. Taking out a loan against your property further provides security for lenders that can be valuable when looking to borrow large amounts.

Using a home owner loan to raise funds to improve your property can spread the cost over 3 to 25 years making it more affordable than other loan mechanisms. Once the work is complete you can also settle your loan early which may save interest (charges may apply).

Independent Borrowing Advisors

At trufe. we understand the loans market and as an experienced independent broker, can source tailored loans for our customers.

As with all loans, it is important to manage the risks and at trufe. we take our responsibility to our customers very seriously… if a remortgage or secured loan isn’t suitable, we will tell you!

For a free evaluation of your current situation please contact our team of experts.

Your Home Improvement Loan Sorted

Start a Quick & Easy Review with one of our expert Mortgage & Protection Advisors.

No matter what your financial situation we look to save you money every month with great deals that maximise your strengths with the very best providers in the market.​
Can We Save You Money?

Get the lowest rates available to you with trufe.

Let us source rates from the high street, across the internet or from specialist lenders who only work with brokers!

Arrange a Free Mortgage Review Today!

We remove the hassle, give accurate and impartial advice and ultimately make sure you have the right mortgage for your situation.
mortgage broker of the year finalist 2021
mortgage broker of the year finalist 2020
trufe. is a trading name of Green FS Ltd (FRN 833558) which is an appointed representative of HL Partnership Limited, who are authorised and regulated by The Financial Conduct Authority.

The Financial Conduct Authority does not regulate commercial lending, secured or unsecured loans and some forms of Buy to Lets. Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.

Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. ​

Green FS Ltd is registered in England and Wales with company number 11605501. Registered office address is trufe. The Leeming Building, Ludgate Hill, Leeds. LS2 7HZ.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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