Get the right

Asset Finance

for your situation

Asset Finance Business Loan

5/5

"Friendly, Professional & Great to Work with!"

Asset Finance Business Loan

Asset finance is designed to support the upfront payment of assets such as machinery, office equipment, vehicles or property.

The loan is secured against the purchased items, which can be seized if the loan is not repaid.

There are different types of asset based lending contracts, which all work slightly differently, so it is important to ensure you have the most appropriate loan solution.

Different Types of Asset Lending

In some instances, the lender buys the assets you need and then leases them back to you for a set monthly amount. This type of lending is known as Asset Finance or a Leasing Agreement.

Hire Purchase Asset Finance is where your business pays a deposit followed by monthly instalments over 12 to 72 months. Following the last payment, the assets are yours.

Alternatively a Refinancing Agreement can release capital tied up in assets by the lender buying the equipment from you and leasing back.

Get your lowest asset based lending rate available from trufe.

The ability to purchase machinery required for our company to increase production, but spread the cost over time was invaluable to our growth.

Why Use Asset Lending?

Asset lending is often easier to obtain than traditional bank loans, and with fixed monthly payments it can help cash flow management.

If for any reason you were unable to keep up with the repayments, the only result is the loss of the asset.

However, it can be more expensive than buying the assets outright and they cannot be deducted from your P&L for tax purposes. Repayment terms are usually over a long period of time.

Business Investment

Asset-based lending can be a solution to financing growth for businesses of all sizes. Specialist lenders will even include intangible assets such as Intellectual Property (IP) in addition to physical products.

A form of secured lending Asset Finance can provide a flexible solution with lower monthly costs compared to unsecured loans and short term borrowing.

5/5
Professional & Quick Service.

Ben has done everything we have asked of him and was very professional and a quick service.

5/5
Absolutely Fantastic

Wendy Wilson our broker was absolutely fantastic she worked so hard to get us the mortgage we required in a very short time and under pressure as the chain was falling apart.

5/5
Stress-Free

Less than a month ago I never thought it was possible but Sarah has made house buying for the first time as easy and as stress-free as possible. Always very professional and has gone above and beyond to make sure I fully understand what is happening at every stage.

5/5
Buying my first home a doddle

Highly recommended. Sarah offers a friendly and efficient service. I have an extremely busy lifestyle, so had very little free time on my hands. Sarah made sure that she took care of everything while carefully considering my personal needs. I cannot recommend her services enough, she’s made buying my first home a doddle.

5/5
I Heartily Recommend Them

My mum gifted my partner and I her home and Trufe handled it. Sarah is so quick, thorough and professional she impressed all of us. Should I ever need a mortgage advisor in the future this is where I will go. Absolutely fabulous service and I heartily recommend them.

5/5
Amazing Service

Complex mortgage case. More well-known brokers were less helpful. Always available to help and answer questions. Dan was great and really put me at ease. Took the stress out of the process.

Trustpilot Customer  (Trustpilot) | Mortgage Broker Dan

Get the Right Asset Lending Agreement

Asset lending can be a great solution for many businesses, but it is not suitable for all. At trufe. we will discuss your financial situation and explore alternative avenues to help you get the most appropriate funding package.

Working with businesses at various stages of their life cycle and lenders from across the market, serving all industries, we know how to source the lowest rates for your companies particular scenario from our database of leading providers.

As lending experts, our team will ensure we obtain quick funding decisions with a hassle-free, honest and transparent process.

Your Asset Finance Sorted

Start a Quick & Easy Review with one of our expert Mortgage & Protection Advisors.

No matter what your financial situation we look to save you money every month with great deals that maximise your strengths with the very best providers in the market.​