Buying your first home can often seem like a complicated and overwhelming process. Trying to understand the different terminology or gather information from comparison websites can send you around in circles.
At trufe. we aim to make arranging your first mortgage simple and straightforward.
Following a brief, no-obligation chat to establish your situation, we can then calculate how much you can borrow and estimate monthly mortgage payments.
Knowing what you can afford at the beginning of your property search can save your time and money. We can also advise on any action that may be required to ensure you are prepared when you find your first home.
The team at trufe. provide honest, simple and clear advice. We explain what is available, how much it will cost and then arranged everything. Photos of a few documents, a couple of chats and we can help you secure your first home.
At trufe. we work with mortgages all day, every day. We understand the complexity of each mortgage on the market and how they compare to each other.
Offering valuable guidance to first-time buyers about government schemes from Help to Buy ISAs to Shared Ownership, we know what options are available to help save you money.
Many first time buyers start their mortgage journey with their bank and then look online at sponsored mortgages on comparison websites.
The team at trufe. have no affiliation with any provider and will search the whole mortgage market, including specialist lenders.
No matter what your financial situation we look to save you money every month with great deals that maximise your strengths with the very best providers in the market.
If you are ready to make an offer on your first home, then a ‘mortgage in principle’ will increase your chances of securing the property.
Arranged in a few hours from receiving proof of your earnings and a few other documents, a ‘mortgage in principle’ basically confirms the chosen mortgage provider is happy to lend you the money, assuming there are no surprises.