Get the right

Lifetime Mortgage

for your situation

Lifetime Mortgages


"Friendly, Professional & Great to Work with!"

Later Life Mortgages

If you’re over 55, then equity release from a lifetime mortgage is a great way to free up some extra cash from the value of your property. Your home remains yours to live in as you please, and you get access to a cash lump sum or regular payments, that are paid back when your home is sold, either when you die, or you move into a care facility.

trufe. are lifetime mortgage brokers, and so it is our job to make finding a lifetime mortgage as simple and as easy as possible for you.

Is a Lifetime Mortgage right for you?

Equity release isn’t right for everyone, which is why we encourage people to take advantage of our free, no-obligation consultancy service to find out if it is a viable option for them.

Lifetime mortgages tend to have higher interest rates than other mortgages, and taking equity from your home could change your entitlement to some state benefits. If a lifetime mortgage isn’t right for you, then we can talk you through a number of other options to help you access the cash tied up in your home.

At trufe. we’re committed to helping you find the right option for you, whether that’s equity release or not – we won’t push you into a decision and can help you to explore alternatives.

Benefits of a Lifetime Mortgage

Taking out a lifetime mortgage on your home can help to release a significant amount of cash from the value of your property.

This money can then be used for whatever you like, including helping your children with home deposits of their own, family holidays, retirement costs, or simply improving your own standard of living.

Depending on the lifetime mortgage you choose, you can borrow a lump sum or, alternatively, you can take smaller payments as and when you need them which can help to reduce the amount of interest that you pay.

What could you borrow with a lifetime mortgage?

The amount that you can borrow with a lifetime mortgage depends on several factors, including your age and the value of your home.

Generally, you will be able to acquire a more substantial amount the older you are, and the more valuable your home is determined to be. However, this is not always the case, and there are other factors to take into consideration.

At trufe. we can take a look at these factors for you to give you a more accurate estimation of what you could receive with a lifetime mortgage.

Professional & Quick Service.

Ben has done everything we have asked of him and was very professional and a quick service.

Absolutely Fantastic

Wendy Wilson our broker was absolutely fantastic she worked so hard to get us the mortgage we required in a very short time and under pressure as the chain was falling apart.


Less than a month ago I never thought it was possible but Sarah has made house buying for the first time as easy and as stress-free as possible. Always very professional and has gone above and beyond to make sure I fully understand what is happening at every stage.

Buying my first home a doddle

Highly recommended. Sarah offers a friendly and efficient service. I have an extremely busy lifestyle, so had very little free time on my hands. Sarah made sure that she took care of everything while carefully considering my personal needs. I cannot recommend her services enough, she’s made buying my first home a doddle.

I Heartily Recommend Them

My mum gifted my partner and I her home and Trufe handled it. Sarah is so quick, thorough and professional she impressed all of us. Should I ever need a mortgage advisor in the future this is where I will go. Absolutely fabulous service and I heartily recommend them.

Amazing Service

Complex mortgage case. More well-known brokers were less helpful. Always available to help and answer questions. Dan was great and really put me at ease. Took the stress out of the process.

Trustpilot Customer  (Trustpilot) | Mortgage Broker Dan

Finding the best lifetime mortgage

Here at trufe. we are lifetime mortgage brokers who work with mortgages every day and can help you to find a lifetime mortgage that’s right for you. Unlike many other lifetime mortgage advisors, we have no affiliation with any single mortgage provider.

We will search the whole market to ensure that we find the best lifetime mortgage for you. You may be tempted to turn to mortgage comparison websites to aid your decision, but even these are skewed by sponsorship. So you cannot guarantee that the results you are seeing are not just paid for advertisements.

Your Lifetime Mortgage Sorted

Start a Quick & Easy Review with one of our expert Mortgage & Protection Advisors.

No matter what your financial situation we look to save you money every month with great deals that maximise your strengths with the very best providers in the market.​