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Get the right
Single Parent Mortgage
for your situation
Free Single Parent Mortgage Review

Single Parent Mortgages

Your Single Parent Mortgage Experts
Mortgages for single parents
Application based on your entire income
Support to prove affordability
Knowledge of full lender market
Advice for your personal circumstances
No-obligation consultations

Is it possible to get a Mortgage as a Single Parent?

As a single parent, you may be facing a few challenges when securing a mortgage. With one salary and sole responsibility for childcare, proving you can make mortgage repayments can be tough.

However, single parent status shouldn’t prevent you from applying for, and securing, the right mortgage to suit your family’s needs.

At trufe., we’ll be there to support you when you’re facing the challenging questions that might be asked when you apply.

Our mortgage brokers can help you prove affordability and find the lenders who are most likely to accept your application.

Get a Real Quote from a Real Person!

Assessing your Affordability

The higher your affordability score, the greater chance you have of securing a mortgage. Mortgage lenders will look at your income minus your outgoings to assess affordability. But many will expect a single parent’s outgoings to be quite high.

However, mortgages for single parents often take into account your income as a whole. This is more than simply the salary you’re paid.

As a single parent, your mortgage lender is likely to consider child benefit, tax credits, and child maintenance payments – court-ordered and non-court ordered - that you receive. These payments will significantly help balance your outgoings and can have a hugely positive effect on your affordability rating.

At trufe., our mortgage brokers will look at your overall income and help you prove payment surety as a single parent, demonstrating how you’ll be able to afford every monthly repayment.

Single Parent Mortgage Process

We Compare Single Parent Mortgages, to find the perfect fit for your individual situation.

Contact us to discuss how we can help.

No Obligation​
Honest & Friendly​
No Unauthorised Credit Checks​
Reputable Company​

Free Single Parent Mortgage Review

Answer a few quick questions for a FREE Single Parent Mortgage review.

Single Parent Mortgage Illustration

We will outline what Single Parent Mortgage we believe to be the most suitable for you.
Mortgage Application illustration

Single Parent Mortgage Application

Your advisor will manage the whole process through to completion.
Single Parent Mortgage Review

Understanding your Circumstances

We understand the situation that’s led you to make a mortgage application as a single parent might be a complicated one. So trufe’s mortgage brokers will chat through your individual circumstances to find the mortgage that’s right for you.

We’ll look at your personal situation, manage your expectations, and guide you through which questions may be asked and how best to answer them.

Whether you’re going through a divorce, looking to end joint liability on a previous mortgage, or balancing high outgoings with a reduced income, we’ll support you with personal advice every step of the way.

Arrange a No Obligation Review

Working with a Mortgage Broker

Applying for many mortgages, only to find lenders keep rejecting your applications, is hugely stressful. At trufe., we know which mortgage lenders are most likely to consider all your income when assessing your application, improving your likelihood of meeting affordability criteria.

As a single parent, your time is even more precious. Working with trufe. gives you access to our experience and understanding of the full mortgage lender market, saving you stress and time when securing your mortgage application.


Free Mortgage Review!

We’re also really flexible, so we’ll meet or chat with you at a time that suits your work patterns and childcare commitments, whether it be the evening when the kids are in bed, or on the weekend when you have a moment to yourself!

Get in touch and let us explain how we can help and answer any of those questions that have been on your mind. There are no obligations or expectations for you to apply - we’re here to support and help you better understand what’s available to you.


Your Single Parent Mortgage Sorted

Start a Quick & Easy Review with one of our expert Mortgage & Protection Advisors.

No matter what your financial situation we look to save you money every month with great deals that maximise your strengths with the very best providers in the market.​
Can We Save You Money?

Get the lowest rates available to you with trufe.

Let us source rates from the high street, across the internet or from specialist lenders who only work with brokers!

Arrange a Free Mortgage Review Today!

We remove the hassle, give accurate and impartial advice and ultimately make sure you have the right mortgage for your situation.
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trufe. is a trading name of Green FS Ltd (FRN 833558) which is an appointed representative of HL Partnership Limited, who are authorised and regulated by The Financial Conduct Authority..

The Financial Conduct Authority does not regulate commercial lending, secured or unsecured loans and some forms of Buy to Lets. Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.

Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. ​

Green FS Ltd is registered in England and Wales with company number 11605501. Registered office address is trufe. Empire House, Lewisham Road, Slaithwaite, West Yorkshire, Hd7 5AL.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.