At trufe. we understand everyone’s situation is different. Unlike many traditional lenders, we don’t find one size to fit all. Our team of mortgage experts explore the whole market to source the most cost-effective mortgages that suit your financial scenario.
Whatever your scenario, we are on hand to guide you through the process and match the most suitable lending solution with your property, employment type and credit history.
If you are a sole trader, member of a partnership or have a shareholding of over 25% in a limited company, you will typically be considered as self-employed by mortgage providers.
Whilst three years of history is preferable, some lenders will accept one year’s trading information for your mortgage. Our expert team know which mortgage companies to approach to find the most appropriate solution for you.
"There is nothing more satisfying than securing a mortgage in principle for a customer who has been turned away or offered a poor product by high street lenders"
Billing by the day or on short term contracts can impact how lenders calculate your income, which can affect the amount they will loan you. We look at the whole market including specialist mortgage providers to source the most suitable mortgage.
As high street banks and building societies move to accept a contractors income based on a day rate, the market is much more competitive for applicants who do not have 2 or 3 years of contracting experience.
Professional Mortgages are tailor-made for qualified professionals in certain roles which are seen as offering more security compared to other jobs. As a result, specialist mortgage companies often offer more favourable packages for our customers.
Professional mortgages are suitable for the following roles: Accountant, Actuary, Architect, Barrister, Dentist, Engineer, Medical Doctor/Practitioner, Optometrist, Pharmacist, Pilot, Solicitor, Surveyor, Vet.
Less than a month ago I never thought it was possible but Sarah has made house buying for the first time as easy and as stress-free as possible. Always very professional and has gone above and beyond to make sure I fully understand what is happening at every stage.
Highly recommended. Sarah offers a friendly and efficient service. I have an extremely busy lifestyle, so had very little free time on my hands. Sarah made sure that she took care of everything while carefully considering my personal needs. I cannot recommend her services enough, she’s made buying my first home a doddle.
My mum gifted my partner and I her home and Trufe handled it. Sarah is so quick, thorough and professional she impressed all of us. Should I ever need a mortgage advisor in the future this is where I will go. Absolutely fabulous service and I heartily recommend them.
It is easy to become overwhelmed by the wealth of products, packages and companies all offering different mortgages, especially when you don’t fit the typical products offered by high street brands.
There are highly credible specialist mortgage lenders who all offer differing mortgages depending on your specific situation. At trufe. we know where to look and how to match your financial profile with their mortgage products.
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No matter what your financial situation we look to save you money every month with great deals that maximise your strengths with the very best providers in the market.