Get the right

Income Protection

for your situation

Income Protection


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Income Protection Insurance

An Income Protection Plan ensures your bills, mortgage or rent are covered if you suffer redundancy, illness or injury. 

For a relatively low monthly payment, you can provide security for you and your family if you are unable to work.

With insurance packages available for various employment types and payout amounts, a tailored income protection plan can make all the difference if you are suddenly without an income.

Protect Your Home

We all insure our property against many risks with building and contents insurance but rarely focus on the consequences of not being able to pay the rent or a mortgage. Taking out Income Protection Insurance provides peace of mind for families when stressful life events happen.

Dependant on your policy, if you were made redundant or unable to work, Income Protection Payments can cover around 50% of your gross salary and not attract income tax, providing funds for you to keep on top of bills, rent or mortgage.

Working with trufe. can help ensure you are paying the right amount on an appropriate level of cover for your circumstances.

Self Employed Income Protection

If you are self-employed it means you have no employee benefits. This means that if you were sick or had an accident and unable to work, you would have no income. You are probably aware of how this kind of scenario could spiral and cause a wide range of issues.

Considering the impacts of longterm sickness or no income from yourself or your partner can be scary, but whatever your situation and age, taking out income protection cover can make the future look slightly brighter.

Types of Income Protection Policies

There are two types of income protection policies. Permanent Health Insurance (PHI) usually covers around 50% of your gross income if you are unable to work due to an accident or illness. Paying out until your retirement age, it is a longterm cover for your mortgage and bills. It is separate from private healthcare insurance that pays for any medical costs or treatment.

Accident, Sickness & Unemployment (ASU) cover is usually a short term policy which protects against accident, sickness as well as losing your job. The payments cover your mortgage or rent alongside credit card debt and living costs for around 12 or 24 months.

Professional & Quick Service.

Ben has done everything we have asked of him and was very professional and a quick service.

Absolutely Fantastic

Wendy Wilson our broker was absolutely fantastic she worked so hard to get us the mortgage we required in a very short time and under pressure as the chain was falling apart.


Less than a month ago I never thought it was possible but Sarah has made house buying for the first time as easy and as stress-free as possible. Always very professional and has gone above and beyond to make sure I fully understand what is happening at every stage.

Buying my first home a doddle

Highly recommended. Sarah offers a friendly and efficient service. I have an extremely busy lifestyle, so had very little free time on my hands. Sarah made sure that she took care of everything while carefully considering my personal needs. I cannot recommend her services enough, she’s made buying my first home a doddle.

I Heartily Recommend Them

My mum gifted my partner and I her home and Trufe handled it. Sarah is so quick, thorough and professional she impressed all of us. Should I ever need a mortgage advisor in the future this is where I will go. Absolutely fabulous service and I heartily recommend them.

Amazing Service

Complex mortgage case. More well-known brokers were less helpful. Always available to help and answer questions. Dan was great and really put me at ease. Took the stress out of the process.

Trustpilot Customer  (Trustpilot) | Mortgage Broker Dan

Get the right Income Protection

With so many complexities between different policy types, company products and your own personal circumstances, it isn’t straightforward to compare one income insurance policy against another.

The team at trufe. work with you to find out your situation and what features and payouts would be required in the event of accident, sickness or unemployment to make sure you are protected.

Your Income Protection Sorted

Start a Quick & Easy Review with one of our expert Mortgage & Protection Advisors.

No matter what your financial situation we look to save you money every month with great deals that maximise your strengths with the very best providers in the market.​